Increase Your Financial IQ is the latest addition to the line of incredibly popular “Rich Dad” books by Robert Kiyosaki. Largely, this is the same song, different refrain as the last few. Some points are reiterated so many times in so many different ways that it’s sometimes as if the reader is taking one of those tests that ask the same things differently many times in order to trip you up. On the other hand, perhaps there was a required word and/or page count by the publisher.

Aside from that, Increase Your Financial IQ is a good book if you already have some type of nest egg set aside. Some of the suggestions would require an ostrich egg instead of a chicken egg, but nonetheless the advice is mostly sound. However, if you are like millions of Americans who are working 40-plus hours a week to make the mortgage payment or commuting so much that you deserve a frequent filler card at your preferred gas station or, on the other hand, are tightening your belt until you feel like Scarlett O Hara in Gone with the Wind trying to squeeze into her corset to her pre-baby 18-inch waist, this book will likely just depress you even more.

The advice for investing in real estate is actually only applicable to those who have already read the previous “Rich Dad” books and are now living a financially comfortable life. We other poor schmucks are poop out of luck for getting realistic help from this book. So, if you have discretionary income you are looking to invest, by all means go out and buy Increase Your Financial IQ . Otherwise, save your bucks and stick to old-fashioned budgeting, getting a second part-time job if you can, and cutting out most of the luxuries of your life - most, but not all, because if you budget too tightly you will get ticked off and promptly go back to your old ways of living above your means.

Increase Your Financial IQ is a good book but it is not for the average person with an average income.